Malta offers a stable EU jurisdiction, excellent healthcare and education, English as an official language, and a warm Mediterranean lifestyle — making it one of the most attractive destinations for global families and investors.

What is the MPRP?

• The Malta Permanent Residence Programme (MPRP), introduced in 2021 under the Immigration Act (Cap. 217), grants successful applicants and their eligible family members the right to reside indefinitely in Malta. Amendments in 2024 and 2025 refined the financial thresholds and introduced additional flexibility in property arrangements.

• Permanent residence status in Malta for the applicant and eligible dependants
• Visa-free travel across the Schengen area (up to 90 days in any 180-day period)
• Inclusion of spouse/partner, children, parents, and grandparents under set conditions
• Access to a secure EU jurisdiction with excellent infrastructure
• Opportunities to manage business or wealth structures within Malta’s legal and tax framework

Applicants must meet the following criteria to qualify:

• Acquire or lease a qualifying property in Malta or Gozo for a minimum of five (5) years:
• Minimum property purchase value: € €375,000; or
• Minimum annual rent value: €14,000

• Pay a government contribution of €37,000

• A non-refundable administration fee of €60,00 payable in two instalments:
• €15,000 payable within 1 month from submission of the MPRP application; and
• €45,000 payable within 2 months from the issue of a letter of Approval in Principle.

• Make a donation of €2,000 to an approved Maltese NGO

• Demonstrate sufficient possession of assets, such as:
• Minimum of €500,000 which includes at least €150,000 of financial assets; or
• Minimum of €650,000 which includes at least €75,000 of financial assets,

• Hold valid health insurance for all family members. Applications submitted from 1 August 2024 require a health insurance coverage of a minimum of €100,000 per annum for all beneficiaries and covering full expenses for Malta.

• Pass due diligence checks, including police conduct and medical certification

All applications must be submitted through a licensed agent accredited by Residency Malta Agency

• Obtaining permanent residence does not automatically make you a tax resident in Malta. Tax residency is determined by your personal circumstances. Non-domiciled residents in Malta are generally taxed on a remittance basis, meaning foreign-source income is only taxable if remitted into Malta. Independent advice should be taken to ensure compliance with your home country’s rules and international tax treaties.

Application Process

• The process typically takes 6–8 months from submission to approval. Once approved, the Permanent Residence Certificate is issued and subject to monitoring for the first five years, and then at five-year intervals.

At Brainston Advisory, we assist clients with every step of the MPRP — from eligibility assessment and document preparation to liaising with authorities and integrating tax planning.